# Cycles whitepaper

Source: https://cycles.money/whitepaper.pdf

## Comments

**mishaderidder.eth**: Context: https://x.com/cyclesmoney/status/1859612788165099758

**zinkk.eth**: This is an incredibly fascinating vision of debt clearing and credit creation. I used notebook lm to summarize it into a podcast and it's really well explained. If this plays out, it could be huge for shaking the whole banking ecosystem.