# Combining rewards, security, and flexibility with Bridge's stablecoin, USDB

Source: https://www.bridge.xyz/news/usdb
Kiwi News: https://news.kiwistand.com/stories/Combining-rewards-security-and-flexibility-with-Bridges-stablecoin-USDB?index=0x681cfa0abab3027397c0fb440247c131c61402d5812573a0d0f3a4af48cef63e8a7e206a
Submitted by freeatnet.eth on 2025-05-08 UTC, 3 upvotes, 1 comment

## Summary

Bridge has introduced USDB, a stablecoin it issues that is always backed 1:1 by US dollars held in cash and short-duration money market funds at BlackRock, with economic benefits shared between the issuer, developers, and end users. According to the article, Bridge pays developers the majority of the underlying treasury earnings as a fee, and developers can earn rewards by switching from other stablecoins into USDB using Bridge APIs. Conversions between USDB and other stablecoins such as USDC are free. The article also says USDB includes safeguards such as on-chain and off-chain validations, whitelisted accounts, and the ability to burn or freeze tokens, and that Stablecoins issued with Bridge have facilitated hundreds of millions in mints and redemptions in over 30 countries.

## Article

Bridge believes in a diverse ecosystem where developers can leverage their own brands and networks to design stablecoins that work for their specific business needs. We seek to enable this with USDB and custom, white-labeled, stablecoins.

‍

USDB is an infrastructure stablecoin issued by Bridge that's always backed 1:1 by the equivalent value of US dollars held in cash and short-duration money market funds at BlackRock. Unlike traditional stablecoins where issuers retain the economic benefits from the underlying reserves, USDB introduces a more equitable model where these benefits can be shared between the issuer, developers, and end users.

‍

Benefits of USDB

‍

With USDB, developers can earn rewards simply by switching from other stablecoins into USDB using Bridge APIs. This approach maintains all the benefits of stablecoins while addressing key limitations in the current market. Our orchestration capabilities mean we can offer these advantages without any speed tradeoff—converting to fiat or other stablecoins instantly as needed. Conversions between USDB and other stablecoins, like USDC, are free.

‍

USDB offers a different approach to stablecoins by combining rewards, security, and flexibility. When USDB is used, Bridge pays developers the majority of the underlying earnings from the underlying treasuries as a fee. These rewards come without compromising speed, cost or interoperability, as USDB can be easily exchanged between fiat currencies or other stablecoins with no incremental minting, burning, or conversion fees.

‍

USDB is built with security at its core. We've developed safeguards like on-chain and off-chain validations, whitelisted accounts, and the ability to burn/freeze tokens if necessary. These controls help ensure funds can only move when and where they're supposed to. These properties allow companies to build more valuable, scalable, and global products, such as Stripe’s Stablecoin Financial Accounts and Dakota’s neobanking solution.

‍

Build with Bridge

‍

Stablecoins issued with Bridge have gained significant traction globally. Since launch, we’ve already facilitated hundreds of millions in mints and redemptions for users in over 30 countries.

‍

Beyond USDB, Bridge has enabled the creation of custom stablecoins where developers can customize branding, reserve structures, and blockchain selection.

‍

For developers interested in leveraging USDB or exploring custom stablecoin options, Bridge offers comprehensive APIs and support to make integration straightforward. Whether you're looking to provide your users with dollar-denominated accounts, offer a step function improvement to treasury management, or create entirely new financial products, USDB provides a secure, rewarding foundation.

‍

‍Learn more about issuing stablecoins with Bridge.

## Comments

**macbudkowski.eth**: Okay so this is how Stripe wants to win. Damn this stablecoin year is going to be wild