20 Predictions for Crypto in 2026

Twenty predictions for crypto in 2026 forecast that fintech L1s will accrue no value to ETH, that DAO delegates will become a dying breed, and that rollup cluster arrangements will end. Stablecoins are predicted to outnumber L2s, and non-USD stablecoins such as CHF or SGD are expected to see adoption, while privacy applications are described as still a couple of iterations from mass adoption. A trustless asset management protocol is predicted to be exploited for more than $100M, and Futarchy is predicted to overtake Retro Funding. AI vulnerability tools are expected to find smart contract bugs but not replace audits.