The average net worth by age in America

Average net worth among Empower Personal Dashboard users rises with age until the 60s, then gradually declines, according to figures as of August 2026. The average is $163,710 in the 20s, $379,216 in the 30s, $854,445 in the 40s, $1,521,464 in the 50s and $1,747,349 in the 60s, falling to $1,639,178 in the 70s. Medians are far lower in every decade, such as $221,300 in the 50s compared with the $1,521,464 average, which the article says reflects a few high-wealth households skewing the averages. The article notes these figures are not directly comparable with Federal Reserve Survey of Consumer Finances data.