Good summary, I have two comments. First, I don't believe in social recovery getting real adoption. I know Vitalik believes in that path, but I don't think an average Joe would do that. Let's look at this this way: Can you imagine normal people giving a group of friends & family access to all their money in a traditional bank account? It doesn't matter what the game's theoretical calculation behind; it just feels off. Also, many people are just lonely and don't have enough people they can trust. Plus, sometimes trusting people can be complicated, especially when one of them convinces everyone that you have mental problems - ask Britney Spears. Second, I would love to see doubling down on the security where you have multiple vaults in one wallet. So let's say I have my main wallet where I trade memecoins. I want to be able to transact quickly, of course. But when it comes to some assets - like, e.g., my ENS NFT - I'd like it to be in an in-wallet vault. So, e.g., to move some assets from this vault, two other of my wallets need to sign a TX. Like a matrioshka: multi-sig inside multi-sig :)